    body {
      background: linear-gradient(135deg, #f5f7fa 0%, #e8edf5 100%);
      min-height: 100vh;
      padding: 30px 20px;
      font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    }

    .wizard-container {
      max-width: 960px;
      margin: 0 auto;
      background: #ffffff;
      border-radius: 20px;
      box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
      padding: 40px 45px 35px;
      position: relative;
      overflow: hidden;
    }

    .wizard-container::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(90deg, #0D2257, #e8c060, #0D2257);
    }

    .logo-area {
      text-align: center;
      margin-bottom: 28px;
    }
    .logo-area img {
      max-height: 70px;
      max-width: 100%;
    }
    .logo-area .logo-placeholder {
      font-size: 2rem;
      font-weight: 900;
      color: #0D2257;
      font-family: 'Arial Black', sans-serif;
      letter-spacing: 2px;
    }
    .logo-area .logo-placeholder i {
      color: #e8c060;
      margin-right: 8px;
    }

    /* ── Step Indicator ── */
    .step-indicator {
      display: flex;
      justify-content: center;
      align-items: center;
      gap: 6px;
      margin-bottom: 30px;
      padding: 0 20px;
    }
    .step-dot {
      width: 44px;
      height: 44px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 700;
      font-size: 1rem;
      background: #e9ecef;
      color: #6c757d;
      transition: all 0.3s ease;
      border: 2px solid transparent;
    }
    .step-dot.active {
      background: #0D2257;
      color: #fff;
      border-color: #e8c060;
      transform: scale(1.05);
    }
    .step-dot.completed {
      background: #198754;
      color: #fff;
    }
    .step-line {
      flex: 0 0 45px;
      height: 2px;
      background: #dee2e6;
      transition: background 0.3s ease;
    }
    .step-line.active {
      background: #0D2257;
    }
    .step-label {
      font-size: 0.7rem;
      color: #6c757d;
      text-align: center;
      margin-top: 4px;
      font-weight: 600;
      letter-spacing: 0.5px;
    }
    .step-dot-wrapper {
      display: flex;
      flex-direction: column;
      align-items: center;
    }

    /* ── Form Styles ── */
    .form-section-title {
      font-size: 1.1rem;
      font-weight: 700;
      color: #0D2257;
      margin-bottom: 18px;
      padding-bottom: 10px;
      border-bottom: 2px solid #eef2fa;
    }
    .form-section-title i {
      color: #e8c060;
      margin-right: 8px;
    }

    .form-control, .form-select {
      border-radius: 10px;
      border: 2px solid #e9ecef;
      padding: 10px 14px;
      font-size: 0.9rem;
      transition: all 0.2s ease;
    }
    .form-control:focus, .form-select:focus {
      border-color: #0D2257;
      box-shadow: 0 0 0 3px rgba(13, 34, 87, 0.08);
    }
    .form-control.is-invalid, .form-select.is-invalid {
      border-color: #dc3545 !important;
      background-color: #fff0f0 !important;
    }
    .form-control.is-valid, .form-select.is-valid {
      border-color: #198754 !important;
      background-color: #f0fff4 !important;
    }
    .form-label {
      font-weight: 600;
      font-size: 0.85rem;
      color: #0D2257;
      margin-bottom: 4px;
    }
    .text-required {
      color: #dc3545;
      font-weight: 700;
    }

    .btn {
      border-radius: 30px;
      padding: 10px 28px;
      font-weight: 600;
      font-size: 0.9rem;
      transition: all 0.25s ease;
    }
    .btn-primary {
      background: #0D2257;
      border-color: #0D2257;
    }
    .btn-primary:hover {
      background: #1a3a7a;
      border-color: #1a3a7a;
      transform: translateY(-2px);
      box-shadow: 0 6px 20px rgba(13, 34, 87, 0.2);
    }
    .btn-outline-primary {
      color: #0D2257;
      border-color: #0D2257;
    }
    .btn-outline-primary:hover {
      background: #0D2257;
      color: #fff;
      transform: translateY(-2px);
    }
    .btn-success {
      background: #198754;
      border-color: #198754;
    }
    .btn-success:hover {
      background: #157347;
      border-color: #157347;
      transform: translateY(-2px);
      box-shadow: 0 6px 20px rgba(25, 135, 84, 0.2);
    }

    .btn-sm {
      padding: 6px 16px;
      font-size: 0.8rem;
    }

    /* ── Photo Preview ── */
    .photo-preview {
      width: 140px;
      height: 140px;
      border: 3px dashed #dce3f0;
      border-radius: 12px;
      margin-top: 10px;
      background-size: cover;
      background-position: center;
      background-repeat: no-repeat;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 2.5rem;
      color: #adb5bd;
      transition: all 0.3s ease;
      background-color: #f8f9fa;
    }
    .photo-preview.has-image {
      border-style: solid;
      border-color: #198754;
    }
    .photo-preview.has-image i {
      opacity: 0;
    }
    .photo-preview i {
      transition: opacity 0.3s ease;
    }

    /* ── Indemnity Box ── */
    .indemnity-box {
      background: #f8f9fa;
      border: 2px solid #e9ecef;
      border-radius: 12px;
      padding: 25px;
      margin: 20px 0;
      max-height: 320px;
      overflow-y: auto;
      font-size: 0.95rem;
      line-height: 1.7;
      color: #333;
    }
    .indemnity-box::-webkit-scrollbar {
      width: 6px;
    }
    .indemnity-box::-webkit-scrollbar-track {
      background: #f1f1f1;
      border-radius: 10px;
    }
    .indemnity-box::-webkit-scrollbar-thumb {
      background: #0D2257;
      border-radius: 10px;
    }

    /* ── Proof Table ── */
    #proofTable td {
      vertical-align: middle;
      padding: 6px 4px;
    }
    .amount-input {
      max-width: 120px;
    }

    /* ── Event Closed Message ── */
    .event-closed-banner {
      background: #dc3545;
      color: #fff;
      padding: 15px 20px;
      border-radius: 10px;
      font-weight: 700;
      font-size: 1.1rem;
      text-align: center;
      margin-bottom: 20px;
      display: none;
    }
    .event-closed-banner i {
      margin-right: 10px;
    }
    .event-closed-banner.show {
      display: block;
    }

    /* ── Responsive ── */
    @media (max-width: 768px) {
      .wizard-container {
        padding: 24px 18px;
      }
      .step-indicator {
        gap: 4px;
        padding: 0 5px;
      }
      .step-dot {
        width: 34px;
        height: 34px;
        font-size: 0.8rem;
      }
      .step-line {
        flex: 0 0 25px;
      }
      .step-label {
        font-size: 0.6rem;
      }
      .photo-preview {
        width: 100px;
        height: 100px;
      }
      #proofTable thead { display: none; }
      #proofTable tbody tr {
        display: block;
        border: 1px solid #dee2e6;
        border-radius: 8px;
        padding: 12px;
        margin-bottom: 10px;
        background: #f8f9fa;
      }
      #proofTable tbody td {
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 4px 0;
        border: none;
      }
      #proofTable tbody td:before {
        content: attr(data-label);
        font-weight: 600;
        color: #0D2257;
        margin-right: 10px;
        font-size: 0.8rem;
        min-width: 80px;
      }
      #proofTable tbody td:first-child:before { content: "File"; }
      #proofTable tbody td:nth-child(2):before { content: "Amount (R)"; }
      #proofTable tbody td:last-child:before { content: "Action"; }
      #proofTable tbody td input, #proofTable tbody td select {
        width: 55%;
        min-width: 100px;
      }
      .amount-input { max-width: 100%; }
      .btn { font-size: 0.8rem; padding: 8px 18px; }
    }
    @media (max-width: 576px) {
      .wizard-container { padding: 16px 12px; }
      .step-dot { width: 28px; height: 28px; font-size: 0.7rem; }
      .step-line { flex: 0 0 15px; }
    }